Accept Payments

Payment Gateway to Accept International Payments

India’s most secure international payment gateway specially designed for freelancers and small businesses

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11357+ Indian businesses rate Refrens Payments ⭐ 4.8/5

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Why choose Refrens to accept international payments?

No Forex LossBest Forex rates across all other payment gateways.
Multiple Currency and Country supported on quotation template
100+ CountriesExpand your business to more than 100+ supported countries.
Easy Process
Easy KYC ProcessStart accepting international payments with a hassle-free KYC process.
low transaction fee
Lowest FeesIncrease your profits with no hidden charges or setup fees. Ever.
Payment options
ACH & Card PaymentMultiple payment options including wire transfers & credit/debit cards.
faster payouts
Fastest PayoutsMore than 80% of our transactions get settled within 3 days.
Safe Secure Data
Data ProtectionGet full transparency on all your transactions with complete security.
Live Chat Support
Live Support24x7 live support via email and chat throughout the process.

How does it work?

Easy Registration
Easy RegistrationInstant signup with Google or your email. No setup fee. No conditions.
Verify Your Identity
Verify Your IdentityComplete your KYC with the necessary documents like PAN, Aadhar and more.
Enable Online Payment Option
Enable Online PaymentsCreate an invoice with online payment options and send it to the client.
Payment Received
Get PaidOnce the client pays, receive the amount in INR directly to your bank account.

Our customers speak for us

Punit Kaura
Collecting international payments is complicated, and Refrens made it a breeze with their amazing support.
Puneet KauraFounder, KP Tech Consulting
Refrens has given us a way to scale internationally seamlessly. Quick invoicing, international payments and live support are truly what make Refrens stand out.
OntogenFounder, Ontogen Digital
Candidate Sourcing - Riday S
Being a Global Recruitment Consultant, I only work with international clients. So far, Refrens has consistently offered the best forex rates.
Riday SopariwalaFounder, Kensho Global Services
Anchal Parmar
Being a freelancer, working capital is very important. Refrens offered me the fastest turnaround time for my international payments.
Anchal ParmarFreelancer, Content Writer
We could scale Codebuddy to many more countries seamlessly with Refrens’ integration of invoicing, accounting and international payments.
Abhishek GuptaFounder, CodeBuddy

Lowest Fee In The Market

No Hidden Charges. No Amendment Fees. Best Forex Charges.
Bank Account Option
1.5% or lessWhen payment done via ACH or wire transfer.
Credit and Debit Card Online Payment option
4% or lessWhen payment done via Debit or Credit card.
The above rates are inclusive of Taxes.

Frequently Asked Questions (FAQ)

How can I start accepting international payments?

Refrens allows you to instantly accept international payments once the onboarding is completed by you. You have to create only an invoice and enable the online payment accepting options. After that, your client can easily pay you instantly using either debit, credit, wise, bank transfer or ACH payment mode.

What payment options does Refrens provide to accept international payments?

Your client can pay via ACH, wire or bank transfers or using a credit or debit card directly from the international invoice created via Refrens.

Are there any hidden charges?

None. There are no hidden charges or setup fees. We only charge a small payment gateway fees of 1.5% on ACH or Wire Transfer and 4% or less on Credit/Debit Cards.

Which international currencies are supported?

Refrens supports all major international currencies like USD, GBP, CAD, EUR, SGD and 100+ currencies across major international markets.

What is the settlement day for the international payment?

Most of the transactions done via Refrens are settled in under 3 business days once the KYC verification is done.

What are the documents required for KYC verification to accept international payments?

Based on your business type: be it a freelancer or a Proprietor, you can view the process and the documents required for KYC verification here.

Planning to receive international payments for your business?

Now it becomes easy to accept international payments for freelancers, professionals, self-employed, small businesses, or any registered businesses from anywhere, anytime in India.

Refrens introduces a new payment method to accept payment globally for freelancers and registered businesses in India.

Refrens has the most competitive rates when it comes to accepting international payments. We charge around 1.5% or less including Tax.

The payout on is done in 2 business days (Transaction day + 2 business days) which is among the shortest turnaround times in the industry. We disclose the complete payment process to our clients to be fully transparent about the whole process.

The lowest rates, shortest TAT, and full transparency make Refrens the best payment processor to receive international payments in India. And, creating invoices, quotations and estimates etc. is completely free on Refrens. Use it to create invoices and receive payment internationally to show professionalism to your clients at the lowest possible cost.

Types of businesses that can accept international payments

  • Freelancers

  • Self-Employed

  • Small Businesses

  • Agencies

  • Developers

Benefits of using Refrens to accept international payments

  1. Accept Payment from Anywhere, Anytime - With Refrens, you can send invoices from anywhere in India and can accept payment without any hassle.

  2. Shortest Settlement Time - In Refrens, we provide the best turnaround time to our users by settling the amount in T+2 business days.

  3. No Integration Required - Simply complete your KYC and start accepting the payment. No need of 3rd party integration or any application.

  4. Highly Secured Payment - Every payment made by the client is protected and highly secured with SSL.

  5. Accept Multiple Cards - We accept all major cards which include Visa, Mastercard, Amex, and many others.

  6. Cheap & Transparent Pricing - We charge 1.5%(inclusive Tax). No Hidden Charges. No Conditions. Minimum Forex Charges.

  7. Unlimited Invoices - Create, manage and track unlimited Non-GST and GST invoices for free.

  8. Accept Advance Payments - Easy to accept advance payments by simply enabling the online payment options.

  9. Accept All Currencies - We support all major currencies which include USD, EUR, GBP, SGD, and other currencies. Complete List

How to accept international payments?

You can accept international payment from Refrens in 5 simple steps:

  1. First, fill up the above form and one of our team members will reach out to you via call or email and simply complete your normal KYC by sending your details like PAN card, Aadhar Card, and business details to Refrens compliance team will verify your KYC. You will get the verification email.

  2. Once the verification is done, the second step is to create an invoice via invoice maker for your international client which is totally free on Refrens. You can create unlimited invoices for free with invoice templates. No Sign-Up fee. No Hidden Charges.

  3. When creating an invoice add your bank account and enable the online payment options. Send the invoice to your client through Email or by sharing the link of the invoice.

  4. Your client pays the amount online just like it does on any e-commerce site. No need for signup. Your client can simply click on the link and initialize the payment.

  5. After the payment is done by the client, Refrens verify the bank account and transfer the amount to your account within T+2 business transaction days.

Simple compliance requirement to accept overseas payments

  1. A copy of your PAN card. Please make sure the name on the PAN card is the same as that in your bank account and Refrens account.

  2. A central govt. issued address proof - a copy of AADHAAR or Passport. The same should be used to create invoices.

  3. If the name in the bank account is that of a proprietorship firm, please share a business registration document establishing a relation between the PAN cardholder and the name on the bank account. (only for registered businesses)

  4. Website(If any) or LinkedIn profile or freelance profile links of your business or services. (for individuals & freelancers).