Pricing

Receive International Payments in India

A complete payment gateway solution for individuals & freelancers in India.

Payment Gateway is Highly Secured and Backed with SSL.

Minimum Hassle - Complete your KYC. Send Invoice. Get paid in T+2 business days.

Featured In

Indian-Express
YourStory
VC Circle
Economic Times
Business World
3312+ Indian businesses collected payments through us last week

How Refrens Payment Gateway Works?

Create Invoice
1. Create Invoice.
enable payment options
2. Enable card payments & Send Invoice to client.
client pays
3. Client pays through their card.
verified bank
4. Verify your bank account & get paid in INR.
International-Payment-Bg

International Payment Pricing

Most Trusted Payment Gateway for Individuals & Freelancers to Accept Payments in India

Creating Invoice on Refrens is FREE!
4.9% payment gateway fee*
Minimum charge ₹25
For any query please contact supportOr Call / WhatsApp us on +91 97394 32668
We support USD, CAD, Euro, AUD, AED and 90 other currencySee complete list here.
No matter which method you use for international payments, Credit/Debit card. The same rates will be applied.
No Hidden Charges. Competitive Forex Rates.
*GST Applicable as per law with input tax credits.

Features

  • File
    Easy InvoicesCreate neat and beautiful Invoices easily for Free.
  • Invoice-Bill
    Accept All CurrenciesAll popular currencies are covered.
  • All Card TypeMastercard, Visa, Amex are accepted. More being added.
  • Recurring-Invoice
    Minimum HassleEasy bank account verification to get paid.
  • Payment-Gateway
    Fast PayoutsPayouts are made in T+2 business transaction days.
  • Manage-Client
    No Signup From ClientClient just needs to click a link and enter card details. No registration required from them.

Happy Customers

Aniket
It's simple to use for repeat invoices. Easy to collect online payment.
AniketOwner, Spaceplexx, Coworking Space
Rubita
Taxes always confused me while creating Invoices. Refrens takes all of that away.
RubitaFreelance Developer
Nayan
Collecting USD payment was always painful for us. It’s a breeze with Refrens.
NayanFounder, Sugoi Labs, Software Services Agency
Linkee
I was scared of learning a new online tool but Refrens is pretty smooth. Lots of automation of repetitive tasks.
LinkeeFreelancer, Content Writer

Frequently Asked Questions (FAQ)

Are there any hidden charges?

None. There are no hidden charges. We only charge a small payment gateway fee, if you wish to collect payment online through Refrens payment gateway.

Are all international currency allowed?

Yes. All popular currencies are allowed.

What payment options are available for online payment?

You can receive payments via regular banking system like IMPS, NEFT, RTGS and UPI, directly into your account from the client. Such methods of payments have no involvement from our end and we do not charge anything. Refrens has a dedicated payment gateway to receive payments online via Debit card, Credit card, Net Banking, Wallets and International cards. You can also receive international payments in India through our payment gateway. Please see the pricing page for more details on pricing for payment gateway charges for card-based payments.

What is the settlement day for the international payment?

Payouts to your bank account will take 2 business days from the date of transaction. If client do the transaction today (Nov 09), the amount will be paid out to your bank account on (Nov 11).

Is Refrens really free?

Yes. The invoice creation and management is completely free. There is no registration or a monthly fee of any kind. We only charge for payment gateway when you choose to collect payments through us for debit cards, credit cards, or wallets.

How does bank account verification work?

We initiate the process of verifying your bank account after we have received a payment for any of your invoices. Once your account is verified, we initiate the payouts automatically, subject to clearance from bank.

If you are not receiving payments through us, we do not verify the bank account.

What are the compliance requirement for International payments?
  • A copy of your PAN card. Please make sure the name on the PAN card is the same as that in your bank account and Refrens account.
  • A central govt. issued address proof - a copy of AADHAAR or Passport. The same should be used to create Invoices.
  • If the name in the bank account is that of a proprietorship firm, please share a business registration document establishing a relation between the PAN cardholder and the name on the bank account. (only for registered businesses)
  • Website(If any) or LinkedIn or freelance profile links of your business or services. (for individuals & freelancers)
  • We'll need confirmation from your customer before settling the amount. Please ask your Customer to Reply to the Payment Confirmation Mail from Refrens for the Pending Settlements of your account.

Best Payment Gateway for Individuals to Accept International Payment

Now it becomes easy for freelancers, individuals, professionals, self-employed, small businesses, or any registered businesses to accept payments from anywhere, anytime in India.

Refrens introduced a payment gateway solution for individuals and registered businesses in India.

Refrens has the most competitive rates when it comes to accepting international payments. We charge around 4.9% + GST (Total is about 5.78%).

The payout on Refrens.com is done in 2 business days (Transaction day + 2 business days) which is among the shortest turnaround times in the industry. We disclose the complete payment process to our clients to be fully transparent of the whole process.

The lowest rates, shortest TAT and full transparency make Refrens the best payment gateway to receive international payments in India. And, creating invoices, quotations etc is completely free on Refrens. Use it to create invoices and receive payment internationally to show professionalism to your clients at the lowest possible cost.

Complete International Payment Gateway Provider for All Type of Businesses

  • Freelancers

  • Self-Employed

  • Small Businesses

  • Education Business

  • Export Business

  • Selling Online Course

  • Entertainment Business

  • Individuals

  • Agencies

  • Developers

Benefit of Using Refrens International Payment Gateway

  1. Accept Payment from Anywhere, Anytime - With Refrens, you can send invoices from anywhere in India and can accept payment without any hassle.

  2. Shortest Settlement Time - In Refrens, we provide the best turnaround time to our users by settling the amount in T+2 business days.

  3. No Integration Required - Simply complete your KYC and start accepting the payment. No need of 3rd party integration or any application.

  4. Highly Secured Payment - Every payment made by the client is protected and highly secured with SSL.

  5. Accept Multiple Cards - We accept all major cards which include Visa, Mastercard, Amex and many others.

  6. Cheap & Transparent Pricing - We charge 5.78%(inclusive GST). No Hidden Charges. No Conditions. Minimum Forex Charges.

  7. Unlimited Invoices - Create, manage and track unlimited Non-GST and GST invoices for free.

  8. Accept Advance Payments - Easy to accept advance payments by simply enabling the online payment options.

  9. Accept All Currencies - We support all major currencies which include USD, AUD, Euro, GBP, AED and other currencies. Complete List

How to Receive International Payment in India through Refrens Payment Gateway?

You can accept international payment from Refrens in 5 simple steps:

  1. First, complete your normal KYC by sending your details like PAN card, Aadhar Card, and your business details to compliance@refrens.com. Refrens compliance team will verify your KYC. You will get the verification email.

  2. Once the verification is done, the second step is to create an invoice for your international client which is totally free on Refrens. You can create unlimited invoices for free. No SignUp fee. No Hidden Charges.

  3. When creating an invoice add your bank account and enable the online payment options. Send the invoice to your client through Email or by sharing the link of the invoice.

  4. Your client pays the amount online just like it does on any e-commerce site. No need for signup. Your client can simply click on the link and initialize the payment.

  5. After the payment is done by the client, Refrens verify the bank account and transfer the amount to your account with T+2 business transaction days.

Refrens Payment Gateway Compliance Requirement to Accept Overseas Payment

  1. A copy of your PAN card. Please make sure the name on the PAN card is the same as that in your bank account and Refrens account.

  2. A central govt. issued address proof - a copy of AADHAAR or Passport. The same should be used to create invoices.

  3. If the name in the bank account is that of a proprietorship firm, please share a business registration document establishing a relation between the PAN cardholder and the name on the bank account. (only for registered businesses)

  4. Website(If any) or LinkedIn profile or freelance profile links of your business or services. (for individuals & freelancers)

  5. We'll need confirmation from your customer before settling the amount. Please ask your Customer to Reply to the Payment Confirmation Mail from Refrens for the Pending Settlements of your account.