Accept International Payments for Freelancers & Agencies

Experience the convenience of fast settlement times, excellent exchange rates, multiple payment options, and transparent fees with Refrens.
11700+ Indian freelancers & Agencies rate Refrens Payments ⭐ 4.8/5

Lowest Fee In The Market

No Hidden Charges. No Amendment Fees. Best Forex Rates.
Bank Account Option
1.5% or lowerOn bank/wire transfers, max. fees of $60.
Credit and Debit Card Online Payment option
4% or lowerWhen payment done via Debit or Credit card.
The above rates are inclusive of Taxes.

Why choose Refrens to accept international payments?

low-forex-rates
Best Forex RatesBest Forex rates across all other payment gateways.
Multiple Currency and Country supported on quotation template
100+ CountriesExpand your business to more than 100+ supported countries.
Easy Process
Easy KYC ProcessStart accepting international payments with a hassle-free KYC process.
low transaction fee
Lowest FeesIncrease your profits with no hidden charges or setup fees. Ever.
Payment options
ACH & Card PaymentMultiple payment options including wire transfers & credit/debit cards.
faster payouts
Fastest PayoutsMore than 80% of our transactions get settled within 3 days.
Safe Secure Data
Data ProtectionGet full transparency on all your transactions with complete security.
Live Chat Support
Live Support24x7 live support via email and chat throughout the process.

How does it work?

Easy Registration
Easy RegistrationInstant signup with Google or your email. No setup fee. No conditions.
Verify Your Identity
Verify Your IdentityComplete your KYC with the necessary documents like PAN, Aadhar and more.
Enable Online Payment Option
Enable Online PaymentsCreate an invoice with online payment options and send it to the client.
Payment Received
Get PaidOnce the client pays, receive the amount in INR directly to your bank account.

What People are Saying About Us (Behind Our Back)

Punit Kaura
Collecting international payments is complicated, and Refrens made it a breeze with their amazing support.
Puneet KauraFounder, KP Tech Consulting
Ontogen
Refrens Invoice Software has transformed the way we handle invoicing! Its user-friendly interface and powerful features have streamlined our invoicing process, saving us time and ensuring accuracy.
OntogenFounder, Ontogen Digital
Candidate Sourcing - Riday S
Being a Global Recruitment Consultant, I only work with international clients. So far, Refrens has consistently offered the best forex rates.
Riday SopariwalaFounder, Kensho Global Services
Anchal Parmar
Being a freelancer, working capital is very important. Refrens offered me the fastest turnaround time for my international payments.
Anchal ParmarFreelancer, Content Writer
CodeBuddy
We could scale Codebuddy to many more countries seamlessly with Refrens’ integration of invoicing, accounting and international payments.
Abhishek GuptaFounder, CodeBuddy

Frequently Asked Questions (FAQ)

How can I start accepting international payments?

Refrens allows you to instantly accept international payments once the onboarding is completed by you. You have to create only an invoice and enable the online payment accepting options. After that, your client can easily pay you instantly using either debit, credit, wise, bank transfer or ACH payment mode.

Are there any hidden charges?

None. There are no hidden charges or setup fees. We only charge a small payment gateway fees of 1.5% on ACH or Wire Transfer and 4% or less on Credit/Debit Cards.

What are the types of businesses that can accept international payments?

We especially cater to these businesses:

  • Freelancers

  • Self-Employed

  • Small Businesses

  • Agencies

How to receive international payments in India through Refrens?

You can accept international payments from Refrens in 4 simple steps.

  1. First, if you have not enabled international payments on Refrens yet, do reach out to us by filling up the above payment form or mail us at compliance@refrens.com to complete the KYC requirements.

  2. The second step is to create an invoice on Refrens and send it to your international client.

  3. Once your client receives the invoice, they can click on the “Pay Now” button to pay the amount online just like they do on any e-commerce site.

  4. After the payment is done by the client, we verify the bank account and transfer the amount to your account within 2 business transaction days.

What is the settlement time for the international payment?

For international payments, it takes up to T+2 business transaction days. 95% of payments get settled in T+1 days - Which is among the shortest turnaround times in the industry.

Which currencies are supported for receiving international payments??

Refrens supports all major international currencies like USD, GBP, CAD, EUR, SGD and 100+ currencies across major international markets.

What are the charges to accept international payments?

Refrens has the most competitive rates when it comes to accepting international payments in India. We charge anywhere between 1.5% to 4% (depending on the payment mode selected) including Taxes. Also, there are no hidden charges or amendment fees. We disclose the complete payment process to our clients to be fully transparent about the whole process.

How are the charges calculated?

The effective charge comes out to be 1.5% (ACH or wire transfer) or 4% (Debit and Credit card) including taxes. Also, due to differences in exchange rates, all international transactions face some forex loss - no matter which payment solution you use. At Refrens, we try to ensure that you get the best forex rates possible.

Let's say, You receive a Payment of $100 on 22nd November.

Assuming that your client paid via ACH or wire transfer, then we charge 1.5% which includes taxes as well.

The amount charged by Refrens = 1.5% * 100 USD = 1.5 USD

Your gross amount after the 1.5% fee is deducted = 100 - 1.5 = 98.5 USD

At that point in time, USD to INR conversion rate was about USD 1 = 81.66 INR (The exchange rate that you see on Google). And the exchange rate offered by Refrens at that time was about USD 1 = 80.82 INR

The final amount you will receive = 98.5 * 80.82 = 7960.77 INR

What are the documents required to collect international payments for freelancers & individuals?

To accept international payments on Refrens, KYC is necessary for the users. You can mail all these documents to compliance@refrens.com

For individuals like freelancers:

  • Proof of Address:- Aadhar card

  • Owner details with ID (Preferably Passport/ PAN mandatory)

  • Three past invoices that you sent to your international clients along with your bank statement showing the payments received against these invoices (preferably during the last 3 months or during the last financial year)

  • Online presence: Website or Professional Network Profile or Upwork/Fiverr/freelancer profile

What are the documents required to collect international payments for businesses?

To accept international payments on Refrens, KYC is necessary for the users. You can mail all these documents to compliance@refrens.com

For businesses:

  1. Incorporation Documents

    • Certificate of incorporation

    • Memorandum and Articles of Association

    • Register of Shareholders and Directors (to be endorsed by a director, dated within the last 4 months)

  2. GST Registration

  3. Business PAN (Mandatory for Indian users)

  4. Three past invoices that you sent to your international clients along with your bank statement showing the payments received against these invoices (preferably during the last 3 months or during the last financial year)

  5. Online Presence: Business Website (Optional)

Planning to Receive International Payments for your Business?

Now it becomes easy to accept international payments for freelancers, professionals, self-employed, small businesses, or any registered businesses from anywhere, anytime in India.

Refrens introduces a new payment method to accept payment globally for freelancers and registered businesses in India.

Refrens has the most competitive rates when it comes to accepting international payments. We charge around 1.5% or less including Tax.

The payout on Refrens.com is done in 2 business days (Transaction day + 2 business days) which is among the shortest turnaround times in the industry. We disclose the complete payment process to our clients to be fully transparent about the whole process.

The lowest rates, shortest TAT, and full transparency make Refrens the best payment processor to receive international payments in India. And, creating invoices, quotations and estimates, etc. is completely free on Refrens. Use it to create invoices and receive payment internationally to show professionalism to your clients at the lowest possible cost.




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